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Financial planning can be one of the more stressful aspects of “adulting”. There are always bills and credit cards and somehow life always has an unexpected expense just around the corner. New tires? Plumbing repair? Holidays or birthdays right around the corner? It seems that there is always an unexpected expense lurking around.
Bills and Savings
Managing your money is all about the in-come versus the out-go. In order to meet your financial goals, you have to either increase one side of the equation or reduce the other.
Are you trying to reduce your fixed or flexible expenses in the new year? Maybe you hope to take a closer look at your overall spending. Is this the year you pay down your debit? And in the midst of all of that, do you need to work on your savings account?
For better financial organization, it’s all a matter of balance — budget planning, expense tracking, debt reduction, and savings tracking.
Get your free workbook from the library!
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